About Us
Casablanca, Morocco – September 2025 — Aevum, an insurance infrastructure startup, has unveiled a three-pillar strategy designed to transform insurance access and distribution in Morocco and across Africa. The new approach is anchored on Aevum.Ai, AevumHub, and AevumGate.
Insurance penetration in Africa remains below 3%, with distribution still largely manual. Aevum’s infrastructure is designed to change this by building the future backbone of digital infrastructure, driving efficiency, lowering costs, enabling innovation, and expanding access to affordable insurance products.
Aevum.Ai —
Powering Intelligence.
With AI-driven risk management, Aevum.Ai enables insurers and technology companies to seamlessly deliver and process claims in real time with stronger fraud and risk management.
AevumHub —
Expanding Access.
A digital platform for product innovation, AevumHub makes insurance accessible and affordable to individuals and communities previously excluded from traditional channels.
AevumGate —
Building Trust.
Focused on standardisation and government digital infrastructure, AevumGate helps create transparent, scalable systems that strengthen the backbone of the insurance industry.
— Zahir Sharif , Founder and Group CEO AEVUM international
“Africa is at the center of the next wave of growth, and protection must grow with it. At AEVUM Africa, we are committed to working hand in hand with regulators, insurers, and innovators to deliver inclusive insurance solutions — reaching millions through alternative channels, simplified processes, and the power of new-age technologies.”
— Mohamed ELAAIDI, CEO AEVUM Africa
“In markets where insurance penetration is still below 3% in Africa and under 5% in Asia, AVM is seizing a generational opportunity. Through AVMGate, AVMAffinity, and AVMHub, we are building the digital infrastructure that will define risk management, accelerate financial inclusion, and unlock sustainable growth for billions. Beyond technology, our mission is to close protection gaps, reduce vulnerability, and give families, businesses, and governments the tools to face risk with confidence —transforming underserved communities into resilient and thriving economies.”
— Zahir Sharif , Founder AEVUM Machines
“Africa is at the center of the next wave of growth, and protection must grow with it. At AEVUM Africa, we are committed to working hand in hand with regulators, insurers, and innovators to deliver inclusive insurance solutions — reaching millions through alternative channels, simplified processes, and the power of new-age technologies.”
— Mohamed ELAAIDI, CEO AEVUM Africa